FORCARA Retirement Readiness Dashboard

Outright sale planning model — business assets, taxes, sale costs, income sources, and post-closing financial picture.

Outright sale planning model for Client / Household Name

Gross Outright Sale

$3,050,000

Taxes + Sale Costs

$824,750

Net Sale Cash

$2,225,250

Cash After Closing

$3,075,250

Projected Annual Income

$320,343

Projected Monthly Income

$26,695

Annual Surplus / Shortfall

$200,343

Projected Wealth w/ PP Return

$3,475,250

Plain-English Overview

Based on the current planning assumptions, Client / Household Name would sell the included business assets, real estate, and other identified assets for approximately $3,050,000. After estimated exit taxes, the advisory success fee, appraisal, legal, registered agent / tax advisor, settlement, and miscellaneous closing costs, the estimated net cash from the sale is approximately $2,225,250. When existing cash on hand is included, the estimated cash and investable asset position after closing is approximately $3,075,250.

This version assumes an outright sale of the included assets, not a hybrid structure or seller-financed transition. It also includes Social Security income and the planned private placement investment of $200,000, which is modeled to produce a projected $400,000 return over 3 yrs. Under these assumptions, projected annual income is approximately $320,343, or $26,695 per month before personal income tax adjustments. This is a planning tool only and does not constitute tax, legal, investment, or accounting advice.

Post-Closing Snapshot

Item	Amount
Cash Available After Sale	$2,225,250
Existing Cash Added	$850,000
Total Cash / Investable Assets After Closing	$3,075,250
Private Placement Investment	$200,000
Projected Private Placement Return	$400,000
Projected Wealth Including Private Placement Return	$3,475,250

Sale Proceeds & Net Cash

Sale / Cost Item	Amount
Operating Business Value	$900,000
Fleet + Equipment Value	$1,500,000
Real Estate Value	$650,000
Other Assets / Income Sources	$0
Gross Sale Price	$3,050,000
Estimated Exit Taxes (22.5%)	$686,250
Advisor Fee (3.0%)	$91,500
Other Closing Costs	$47,000
Estimated Net Sale Cash	$2,225,250

Retirement Income Picture

Income Source	Annual Amount
Social Security 1 + Social Security 2	$72,000
Investment Income on Remaining Assets	$115,010
Private Placement Return Spread Over 3 Years	$133,333
Other Annual Income	$0
Total Projected Annual Income	$320,343
Estimated Annual Living Expenses	$120,000
Estimated Annual Surplus / Shortfall	$200,343

Instructions

This dashboard is designed as a planning conversation tool. Update the input cells below, then use Print / Save Full PDF or Print Summary Only to create a client-ready PDF.

Client / Household Name: Controls the client name used in the narrative and printed dashboard.
Dashboard Name: Controls the title of this tool. It can be renamed for a specific client, program, or advisory package.
Sale Proceeds: Enter the estimated value of the operating business, fleet/equipment, real estate, and any other included assets.
Estimated Exit Tax Rate: Applies a planning tax percentage to the gross sale price. This is only a planning assumption and should be reviewed by the client's tax advisor.
Costs of Sale: Includes advisory success fee, MAI appraisal, legal, registered agent / tax advisor, settlement/title, and miscellaneous closing costs.
Income Sources: Social Security 1 and Social Security 2 are generic monthly benefit inputs. Additional annual income can be used for consulting, rental income, pension income, or other sources.
Private Placement: Models the investment amount, projected return, and expected time period. Actual returns are not guaranteed.

Editable Inputs

Values are shown directly as dollars, percentages, years, or text labels. Change the assumptions below and the dashboard updates automatically.

Assumption	Input
Client / Dashboard Labels
Client / Household Name
Dashboard Name
Business Asset Label 1
Business Asset Label 2
Business Asset Label 3
Other Asset Label
Sale Proceeds
Asset Value 1
Asset Value 2
Asset Value 3
Other Assets / Income Sources
Existing Cash on Hand
Tax Estimate
Estimated Exit Tax Rate

Assumption	Input
Costs of Sale
Advisor Success Fee
MAI Appraisal
Legal Fees
Registered Agent / Tax Advisor
Settlement / Title / Recording
Miscellaneous Closing Costs
Income & Investment
Private Placement Investment
Projected Private Placement Return
Private Placement Period
Social Security 1 / Month
Social Security 2 / Month
Projected Investment Yield
Estimated Annual Living Expenses
Other Annual Income

Planning model only. Final values should be reviewed with tax, legal, appraisal, registered agent, and settlement professionals before any binding decision. This dashboard is not tax, legal, investment, or accounting advice.

FORCARA Retirement Readiness Dashboard | Printed from planning model